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It seems many millennials are facing an uphill battle with bad credit, and a recent survey has illuminated just how large a problem it is. More than a quarter say their credit score has cost them a home, a loan…

You may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While these cards often come with some restrictions, responsible use of…

The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score. Length of credit history means……

Keeping a clean credit history makes life a whole lot easier. Whether you’re trying to get a car, apartment, job or loan sooner or later someone will use your credit history to judge you. But let’s focus on how your…

If you’ve ever thought of using your credit card for a down payment of any kind, think again. It’s not a great idea to use a credit card for a down payment on items such as cars, or large appliances.…