The Citi Double Cash card doesn’t have any additional sign-up bonuses or perks beyond a straightforward good deal for flat cash back reward. But 2% cash back rate on everything can add up to major savings over time, and it’s one of the simplest rewards structures available, compared to some other cards’ complex or tiered rewards systems.
Because you don’t earn the full cash back rate until you pay your balance, there’s also added incentive to practice good credit habits with the card.