Moving insurance helps pay for losses or repairs to your personal belongings during a move. Do you need it?“Whether or not you need moving insurance really depends on your situation,” says Rupa Mehta, Home Expert at Angi. “If you’re just moving a few belongings across your city, you probably don’t need to purchase insurance. However, if you’re moving long-distance with all of your valuables, you should make it a priority to find good coverage.”